An Important Health Guide for Backpackers
來澳洲打工度假，很多人都會想：「我年輕又健康，應該不太會生病吧？」
When coming to Australia on a Working Holiday, many people think, “I’m young and healthy, I probably won’t get sick.”
但事實是——
However, the reality is—
氣候變化、長時間工作、體力勞動、壓力與作息改變，都很容易讓人生病。
Climate changes, physical work, long hours, stress, and lifestyle changes can easily lead to illness.
🤒、在澳洲生病了怎麼辦？
1. What Should You Do If You Get Sick?
如果你出現以下狀況：
If you experience any of the following:
- 感冒、發燒、喉嚨痛
Cold, fever, sore throat - 腸胃不適、嘔吐、腹瀉
Stomach pain, vomiting, diarrhoea - 身體疲勞、頭痛、肌肉痠痛
Fatigue, headaches, muscle pain
你可以選擇：
- 前往 GP（家庭醫生）診所
Visit a GP (General Practitioner) clinic - 或 Medical Centre / Urgent Care Clinic
Or a Medical Centre / Urgent Care Clinic
⚠️ 澳洲看醫生的費用不便宜，一次看診通常約 AUD $80–$150 以上，
⚠️ Medical costs in Australia are expensive, with a GP visit usually costing AUD $80–$150 or more,
如果需要驗血、檢查或藥物，費用會更高。
and costs increase if tests, scans, or medication are required.
📄、為什麼生病一定要有私人醫療保險？
2. Why Private Health Insurance Is Essential When You’re Sick
在澳洲，大部分「生病」都屬於非職災，例如：
In Australia, most illnesses are NOT work-related, such as:
-
感冒、發燒、生病請假
Common illnesses and sick leave -
牙痛、感染、過敏
Dental pain, infections, allergies -
私人時間身體不適
Illness outside work hours
👉 這些都不在 WorkCover 的保障範圍內。
👉 These are NOT covered by WorkCover.
因此，私人醫療保險對背包客來說非常重要。
That’s why private health insurance is extremely important for backpackers.
有保險可以幫你：
Health insurance can help you:
-
減少看醫生的自付費用
Reduce out-of-pocket GP costs -
支付部分或全部醫療費
Cover medical expenses -
在需要時安心就醫，不必因費用硬撐
Seek treatment without worrying about high costs
三、推薦背包客查詢的保險
3. Recommended Insurance for Backpackers
許多打工度假者會選擇以下澳洲大型保險公司：
Many Working Holiday makers choose these major Australian insurers:
-
Bupa
-
Medibank
這兩家都有提供適合 Working Holiday Visa（417 / 462） 的醫療保險方案。
Both offer plans designed for Working Holiday Visa (subclass 417 / 462) holders.
建議你在官網查詢並確認是否包含：
When comparing plans, check for:
-
GP 看診理賠
GP visit coverage -
急診與住院保障
Emergency & hospital cover -
是否適合打工度假簽證
Suitability for WH visa holders
🩼、那 WorkCover 是什麼？
4. What Is WorkCover?
如果你是在工作期間生病或受傷，且與工作有直接關係，
If your illness or injury is directly related to your job,
雇主會透過 WorkCover（職災保險） 協助你。
your employer may assist through WorkCover.
我們公司也為所有合法受僱員工提供 WorkCover 保險。
Our company provides WorkCover insurance for all legally employed workers.
⚠️ 但請記住：
⚠️ Please remember:
👉 一般生病（感冒、發燒等）通常不屬於 WorkCover。
👉 Common illnesses are usually NOT covered by WorkCover.
❤️、給背包客最重要的提醒
5. Key Health Reminders for Backpackers
✔ 生病前就先準備好醫療保險
✔ Get health insurance BEFORE you get sick
✔ 不要因為費用延誤就醫
✔ Don’t delay treatment due to cost
✔ 身體不舒服請及早休息與看醫生
✔ Rest and see a doctor early if unwell
✔ 有問題可隨時聯絡你的人力仲介公司
✔ Contact your labour hire company if you need support
照顧好自己，才能走得更遠！
Take Care of Your Health So You Can Go Further！
打工度假是一段很棒的旅程，但健康才是一切的基礎。
A Working Holiday is an amazing journey, but good health is the foundation of it all.
